QUICKCARE FIRST FOR DOGS
Program Details
We have specifically designed our policies to provide you and your dog the protection you both deserve. QuickCare First policies provide comprehensive accident and illness coverage for your dog.
You should know ...
Enrol your pet as early as 8 weeks of age.
Your accident coverage begins immediately.
Accident coverage begins at 12:01am the morning after your enrollment application
is approved.
Routine Care Coverage
Routine care (e.g. vaccinations and parasite prevention) is a budgetable expense
and not covered by your policy. Programs are designed
to provide more comprehensive coverage for those things pet owners cannot budget
for. Our approach is to protect you and your four-legged family member from
the high costs of the unexpected and the unforeseen. Routine care is not covered
to ensure you don’t pay your insurance company more than you would pay
your veterinarian directly.
Fast Claims Turn-Around.
Your claim will be processed within five business days of our receiving and approving your completed claim with supporting documentation.
You may be eligible for an immediate discount
If you are insuring three or more pets, or if your pet is registered as a ‘ Medical Service’ pet, you will receive a 10% discount on each premium. If your pet is an owner trained Medical Service Pet, to receive your 10% discount, you are required to provide a letter from your doctor indicating that you are disabled and require a medical service pet. Only one discount is applicable per pet and policy.
Discount and Exclusive Coverage for 24PetWatch and Other Registered Microchipped Pets
Give your pet the added protection of registering with the 24PetWatch
Microchip Identification system. We'll then give you a 5% discount on any of our pet
insurance programs. (Limit 1 discount per policy). You'll also qualify for optional
EmergencyCare protection designed specifically for 24PetWatch pets who become
injured or sick while lost. At just $19.95 per YEAR it is the perfect companion
policy to your pet's microchip.
100 % of Medical Costs Paid
This pet insurance policy pays 100% of the payable claim
after the fixed deductible up to the policy limit.
Deductibles
You pay a $75 deductible, unless otherwise noted, once per accident or once per illness condition. This deductible does not increase with the age of your pet.
Guaranteed Acceptance.
All breeds of dogs are accepted into QuickCare First. Once enrolled your pet is guaranteed coverage for the rest of it's life, up to policy limits. Some conditions may apply*. Please see policy terms and conditions for details.
* Chinese Shar Pei breed is eligible for accident coverage only.
* If Adult Onset Demodex (After Age Five) has been noted, treated or diagnosed, prior to the inception of your policy, or within the thirty day waiting period for illness coverage, no illness coverage is available under any of our programs. Accident coverage is still available.
Pick your veterinarian.
You can use the licensed veterinarian of your choice.
To Keep Your Policy in Force, Take
Your Veterinarian’s Advice
Have your dog examined annually by your veterinarian and keep current with the
vaccinations recommended. It’s a good way to keep your dog healthy, and
it’s also a condition of your continued coverage.
Common sense exclusions to Keep Your Premiums Affordable
We reserve the right to exclude from coverage any pre-existing accidents and/or illnesses.
Policy renewals.
Your policy renews monthly, provided your premium payments are up to date. Your policy can be cancelled by you or by us, with proper notice as described in your policy Terms and Conditions.
Monthly Pay Plan Fee
In the event that you choose to pay on
a monthly basis a $1.50 pay plan fee will be added to your monthly billing. This
fee is waived if you pay on an annual basis.
Comprehensive Coverage of Veterinary Fees
Veterinary fees covered by include but are not limited to: prescribed medication, x-rays, surgeries, hospitalization, ultra-sounds, MRI/CAT scans, homeopathic treatments including acupuncture and chiropractic, chemotherapy and referrals.
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